Cutting out here and there is working out. And you ask,why shouldn't it? Even though it's obvious that becoming frugal will save you money. It's not that obvious until you actually see results. Except for my car insurance and cable bill, which get paid automatically at the end of the month, my bills are paid and I have money left over. There won't be any dipping into our savings account this pay period.
We really haven't been seriously budgeting until a few weeks ago, but I'm seeing a major difference already. Bringing lunch to work is making a huge impact on how much money we're saving. I'm still buying lunch once a week. Well, I had to do it today because I overslept and didn't have time to prepare lunch. I did, however, cut out my buying breakfast once a week. I would spend only $4.50, but that's still $18 a month that I don't need to spend.
Next month will be a bit tough because it is Will's first birthday. We're planning on a picnic, which I feel is the best option so far. I will be making most of the food. It will keep me busy, but it will also save me money.
One of my other concerns is that fall is fast approaching and I need to shop for new clothing. I have a dilemna (a good one). I've lost enough weight that only a pair of jeans and a pair of pants fit me properly and that's because I bought those last month. The rest of the clothes I own are big on me. So, I'll have to invest on some new outfits in the next couple of weeks.
Of course, I could use my credit card to buy myself a new wardrobe, but the point is not to bury myself in debt. Cash is my only option to use. I've mentioned this in the past, Dan and I are usually good with credit cards, but it's very tempting to use.
I hope that in the next couple of months, our budgeting will continue and we'll have more in our savings. A new job that pays more would be great at this moment. Will the hiring gods please hear me out?